Press kit
Everything you need to write about Debtless in one place.
One-sentence description
Debtless is a completely free and private debt payoff app for iPhone that puts your projected debt-free date at the top of the screen and keeps an on-device Plan Assistant a tap away.
One-paragraph description
Debtless is a completely free debt payoff app for iPhone. It tracks debts, projects when you'll be free, and compares avalanche, snowball, hybrid, and custom plans side by side. Every feature is included: statement scanning, Earn ideas, and an on-device Plan Assistant on compatible Apple Intelligence devices. There are no subscriptions, purchases, ads, accounts, bank connections, or third-party tracking SDKs.
App icon
Screenshots
Founder
Logan Moore, solo developer. Built Debtless because the other debt apps either nagged him or buried the one number he cared about: when am I free.
Support: Debtless support page
Quick facts
Platform: iPhone (iOS).
Pricing: Completely free. No subscriptions, in-app purchases, ads, or paid tier.
Privacy: No sign-in account or bank linking. The ledger, conversation history, and generated requests stay on-device. No third-party ad, tracking, or analytics SDKs.
Generated features: The Plan Assistant, Earn ideas, and enhanced statement parsing use Apple's on-device Foundation Models framework on compatible devices, with no network AI fallback or message quotas.
Boilerplate
Debtless is a completely free personal debt payoff app for iPhone built by Logan Moore. It tracks debts, projects payoff dates, compares payoff strategies, and offers an on-device Plan Assistant grounded in app-calculated numbers on compatible devices. There are no subscriptions, purchases, ads, accounts, bank connections, or third-party tracking SDKs. Core data and generated requests stay on-device.